Kansas City Chapter 13 Bankruptcy Attorney - Kansas & Missouri
Does This Sound Like Your Situation?
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I have too many properties!!!
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I'm behind on my mortgage payments or my car payments.
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I have the necessary income to cover my living expenses, and a little extra to contribute towards my debts, but not enough to pay all my credit cards.
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"I Just Can't Get Caught Up!"
At The Bankruptcy Clinic of Hottman & Associates, we are helping people just like you get back on a solid financial foundation by assisting individuals with representation and the filing of a Chapter 13 bankruptcy.
Call (913) 262-4444 for more information about getting a new financial start.
The Advantages of Filing Chapter 13 Bankruptcy in Kansas or Missouri
Chapter 13 bankruptcy is also known as "debt reorganization." Like a Chapter 7 bankruptcy, this form of bankruptcy will completely erase all of your credit cards and other unsecured debt. The difference between a Chapter 7 and a Chapter 13 is that in a Chapter 13 you are required to repay a portion of your debts through a debt repayment plan.
Although filing a Chapter 13 bankruptcy in Kansas or Missouri requires that you make monthly payments, this form of bankruptcy does have its added benefits which are not available in a Chapter 7 bankruptcy. Depending on your case, you may be able to eliminate a second or third mortgage and lower your monthly car payments. Like Chapter 7, filing for a Chapter 13 bankruptcy will put an end to the creditor phone calls, harassment, home foreclosure, car repossession, property repossession so that you have breathing room in order to get back on track in paying your bills.
Filing a Chapter 13 bankruptcy in Kansas or Missouri may also help you begin the process of rebuilding your credit score or rating. Also, if you filed and received a Chapter 7 bankruptcy discharge of debts in the past, you could be ineligible to file for another Chapter 7. In that case you may still qualify to file for Chapter 13 bankruptcy protection in bankruptcy court.
Contact An Experienced Kansas City Bankruptcy Attorney For More Information.
Call (913) 262-4444 or send us an e-mail to learn more about how we can help you.
We will represent and be with you at all required bankruptcy hearings and address concerns of the trustee assigned to your case. Our goal will be to discharge as many debts as we can, while allowing you to keep most or all of your assets.
Take the first step toward debt relief and a better future for yourself and your family. Call us today to schedule a consultation.
Call (913) 262-4444 or send us an e-mail for a free consultation with Mr. Hottman at The Bankruptcy Clinic serving Kansas City, Kansas and Kansas City, Missouri.
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